USAA Homeowners Insurance Review 2022


USAA started in 1922 when a group of 25 Army officers met in San Antonio with the idea of insuring one another’s vehicles.

Today, USAA offers an array of insurance and financial products for members of the U.S. armed forces and reserves of any rank, along with veterans and their families.

Based in San Antonio, USAA operates satellite offices around the United States, as well as London, Frankfurt, Germany, and Luxembourg.

USAA has about 36,000 employees worldwide and more than 13 million members. Almost one in four USAA employees is a veteran or a military spouse.

USAA takes the No. 2 spot in our Best Homeowners Insurance Companies of 2022 ratings. USAA offers bundles with its other insurance options and financial programs that can decrease your cost.

The company is rated No. 1 in the U.S. News Best Car Insurance Company ratings.

USAA also has discounts for having a monitored home security system and being claim-free, but it offers fewer of these types of incentives than its competitors in our ratings.

USAA's customer service is consistently top-rated, with professional reviews praising it for its high customer satisfaction rates. It also includes full-cost replacement in all its policies.


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