Velosurance is the best overall ebike insurance provider because of its comprehensive coverage, robust policy options
Best Affordable Option
Spoke Insurance offers reliable ebike insurance starting at just $100 per year, so we recommend it to any ebike rider who is looking for an affordable policy that won’t break the bank.
Best for High Coverage Limits
McClain Insurance offers high-coverage-limit ebike insurance policies, which is ideal for ebikers who want added peace of mind and financial protection in the event of an ebike accident.
Best for International Travelers
Sundays Insurance offers great international bike coverage, so you never have to worry about your ebike getting damaged, stolen, or lost in a cargo hold if you take your bike on an overseas getaway.
Best for Multi-Bike Policies
We recommend a policy from Simple Bike Insurance, which has customizable coverage, free protection for competitive cyclists, and best of all, discounts for insuring multiple bikes.
Best for Bundling Options
Ebike owners who already have homeowners, renters, or condo insurance from Progressive can save money by insuring their ebike with Progressive’s bike insurance endorsement.