BEST OVERALL, BEST FOR NO MONTHLY FEE
Bluebird charges fewer fees than most prepaid debit cards, making it a solid choice if you’re on a tight budget or you simply don’t want to pay for debit card access.
BEST FOR CASH RELOADS
If you don’t have a checking account, cash reloads may be your best option, making the Amex Serve Free Reloads a top choice. You can also create free sub-accounts for family members.
BEST FOR WALMART SHOPPERS
Walmart MoneyCard is one of the few prepaid cards that offer rewards, although there is an annual cap on them. Even if you can’t get the monthly fee waived, the annual rewards are enough to pay for it
BEST FOR REWARDS
Unlimited 1% cash back isn’t too impressive among credit cards, but it’s the gold standard for prepaid debit cards. The American Express Serve Cash Back charges a $7.95 monthly fee
BEST FOR TWEENS/TEENS
The FamZoo Prepaid Debit Card isn’t the only prepaid card that offers sub-accounts. But it provides a whole suite of features that can help parents teach their children how to manage their money.
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