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The 5 Best Prepaid Debit Cards of 2022.

Bluebird by American Express

BEST OVERALL, BEST FOR NO MONTHLY FEE

Bluebird charges fewer fees than most prepaid debit cards, making it a solid choice if you’re on a tight budget or you simply don’t want to pay for debit card access.

American Express Serve FREE Reloads

BEST FOR CASH RELOADS

If you don’t have a checking account, cash reloads may be your best option, making the Amex Serve Free Reloads a top choice. You can also create free sub-accounts for family members.

Walmart MoneyCard

BEST FOR WALMART SHOPPERS

Walmart MoneyCard is one of the few prepaid cards that offer rewards, although there is an annual cap on them. Even if you can’t get the monthly fee waived, the annual rewards are enough to pay for it

American Express Serve Cash Back

BEST FOR REWARDS

Unlimited 1% cash back isn’t too impressive among credit cards, but it’s the gold standard for prepaid debit cards. The American Express Serve Cash Back charges a $7.95 monthly fee

FamZoo Prepaid Debit Card

BEST FOR TWEENS/TEENS

The FamZoo Prepaid Debit Card isn’t the only prepaid card that offers sub-accounts. But it provides a whole suite of features that can help parents teach their children how to manage their money.

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