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Insurance
Fred Loya offers the same standard auto insurance coverage options as other car insurance carriers, including bodily injury and property damage liability, as well as collision.
Based on our study of the average cost of car insurance, drivers with Fred Loya car insurance pay an average $2,889 per year for full coverage and $449 per year for minimum coverage.
Although Fred Loya’s average minimum coverage rates come in below the national average of $565, its average full coverage rates are higher than the national average of $1,674 per year.
On its website, Fred Loya mentions that it offers discounts as a way to save money on car insurance, but does not disclose which specific discounts are available.
Speaking to one of their agents about discount opportunities may be the best way to learn how to apply them to your car insurance policy.
Fred Loya offers a Direct Repair Program (DRP) that connects policyholders with approved auto body shop partners.
Drivers are also able to receive a rental car while their car is repaired, whether or not this coverage is included in their auto policy.
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