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banking

Best Online Banks of 2022.

Ally Bank

BEST OVERALL

Ally Bank wins the overall category for best online banks because of its generous rates, low fees, and user-friendly budgeting features.

This bank also offers a wide array of products, from checking and savings to investing and loans.

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Synchrony Bank

BEST FOR SAVINGS

With high yields and no fees for savings accounts, it's hard to beat Synchrony Bank.

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Capital One

BEST FOR STUDENTS

Capital One offers a full range of products that include some great options for young adults who want minimal fees, no balance requirements,

And the ability to easily receive money from parents, making them the best pick for students.

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Discover

BEST FOR CHECKING

Discover's checking account comes with absolutely no fees and a debit card that earns rewards, which is rare.

This, plus a network of over 60,000 ATMs in the U.S., make it the best choice for checking.

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Charles Schwab

BEST FOR TRAVELERS

Charles Schwab might be the only bank to offer a checking account that charges no transaction fees, no monthly maintenance fees, and gets you unlimited ATM fee rebates worldwide.

This makes it perfect for travelers, particularly those who travel overseas.

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Axos Bank

BEST FOR COUPLES

Axos offers some of the best rates on the market for both checking and savings, especially if you have a higher balance and more frequent transactions.

This makes it great for couples who are combining funds into one joint account and want to make the most of their money.

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