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Best No Annual Fee Credit Cards for 2022

Capital One Quicksilver Cash Rewards Credit Card

Capital One's Quicksilver Cash Rewards Credit Card is our choice for the best overall no annual fee credit card and best cash back card.

Capital One SavorOne Cash Rewards Credit Card

The Capital One SavorOne Cash Rewards Credit Card is our choice for the best no annual fee card option for those seeking to maximize dining rewards.

Chase Freedom Unlimited

The winner for the best first-year cash back is the Chase Freedom Unlimited because of its bonus categories and unlimited 1.5% cash back on all other purchases.

Bank of America Travel Rewards Credit Card

The Bank of America Travel Rewards Credit Card came out on top as the best travel card option with no annual fee because of its strong bonus rewards on all spending regardless of category.

Bank of America Travel Rewards for Students

Our choice for the best student no annual fee credit card is the Bank of America Travel Rewards for Students because of its earning power and 0% APR on purchases.

Citi Double Cash Card

The Citi Double Cash Card earns an unlimited 2% cash back on every purchase, which makes it our choice for the best no annual fee card with the highest ongoing earnings.

United Gateway Card

Our choice for the best airline credit card with no annual fee is the United Gateway Card. It earns 2 miles per $1 spent on United purchases.

Hilton Honors American Express Card

The Hilton Honors American Express is our choice for the best no annual fee hotel card because of the value of Hilton rewards points and the ability to earn substantial rewards.

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