Best Homeowners Insurance Companies

You can sign up, file claims, make changes to your policy, and cancel your insurance either through its mobile app or its website.


SAA is also the only company in our rating to include identity theft protection in its standard homeowners insurance policy, while most other companies in our rating offer it as an add-on.


Amica offers rates competitive with other companies in our rating, also making our Cheapest Homeowners Insurance Companies of 2022 rating.


Allstate provides a wide variety of coverage options to round out its standard homeowners insurance policy.


State Farm is one of the few companies in our rating that offers homeowners insurance policies in all 50 states.

State Farm

Available in all but three states, Nationwide’s standard policy includes coverage for credit or debit card fraud and rebuilding your home to current code in the event of a covered disaster.


American Family puts a strong emphasis on its local agents. In addition to its standard policy, American Family provides options for coverages like matching side.

American Family

Erie Insurance is one of the few that offers guaranteed replacement cost in its standard policy, whereas many other providers may only offer this as an option or not at all.

Erie Insurance

One of the least expensive homeowners insurance companies in our rating, Liberty Mutual offers homeowners insurance policies in every state but Wyoming.

Liberty Mutual

Chubb’s standard policy is called Masterpiece Homeowners Insurance, which includes coverage such as replacement cost and water backup.


One of the things that make Progressive stand out from the rest of the companies in our rating is that, in addition to the homeowners insurance policies it issues


Farmers Insurance has three different tiers of homeowners insurance, each higher tier increases both the coverage limits and provides more features.

Farmers Insurance


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