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2022 Best Term Life Insurance Companies

Haven Life

Haven Life tops our rating as the best term life insurance company. Some applicants won’t need to go through a medical exam — Haven Life doesn’t require one for those who qualify.

Bestow

Bestow’s term life policies range from $50,000 to $1.5 million, with terms from 10 to 30 years. None of the policies require policyholders to have a medical exam.

New York Life

This insurer places third on our rating of the best term life insurance companies. New York Life is one the oldest insurance companies in the U.S. and has an A++ rating from AM Best.

Northwestern Mutual

In business for more than 160 years, Northwestern Mutual has earned an A++ from independent rating agency AM Best. The insurance company offers 10- and 20-year terms with coverage starting at $100,000

Lincoln Financial

Founded in 1905 and headquartered in Radnor, Pennsylvania, Lincoln Financial group offers two term life insurance policies: Lincoln TermAccel and Lincoln Life Elements.

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