Pradhan Mantri Mudra Yojana, Pradhan Mantri Mudra Yojana Application Form, Mudra Loan Online Apply, Prime Minister Mudra Loan Scheme 2021
Pradhan Mantri Mudra Loan Yojana was launched by the Prime Minister of our country, Shri Narendra Modi in the year 2015. Under this scheme, people of the country will get a loan of up to 10 lakh rupees to start their own small business. be given to start a small business) If any person wants to pursue his business, then he can also take a loan under this scheme. Dear friends, today through this article we are going to provide you with all the information related to this Prime Minister Mudra Loan Yojana 2021 like the application process, documents, eligibility etc. So read our article till the end.
Let us tell you that a budget of Rs 3 lakh crore was prepared by the central government for Mudra loan, out of which loans worth Rs 1.75 lakh crore have been distributed so far. Under the Pradhan Mantri Mudra Loan Scheme 2021 , those who want to take a loan will not have to pay any processing charges to take the loan. The loan repayment period under this scheme has been extended by 5 years. The people of the country are given a Mudra card to take Mudra loan under this Pradhan Mantri Mudra Loan Scheme 2021 .
As you all know, the Pradhan Mantri Mudra Loan Yojana was launched on 8 April 2015 by the Prime Minister of our country, Narendra Modi, to promote entrepreneurship. According to the Ministry of Finance, under this scheme, loans up to Rs 15.10 lakh crore have been disbursed from banks and financial institutions to 28.81 crore beneficiaries since the inception of this scheme. This information has been provided by the Department of Financial Services under the Ministry of Finance through a tweet. Under this scheme, guarantee free loan up to Rs 10 lakh is provided in three categories. These three categories are Shishu, Kishore and Tarun.
This loan is provided for activities related to the manufacturing, trade and service sector and agriculture sector. Under the Pradhan Mantri Mudra Loan Yojana, 9.37 crore loan accounts were running till the end of March 2020. Through which a loan of up to 1.62 lakh crore was told.
Last year the lockdown was imposed due to the coronavirus epidemic. The self-reliant India campaign was started by the government to revive the economy. Under this campaign, it was decided to provide a 2% interest subvention to the borrowers of the Shishu category coming under the Pradhan Mantri Mudra Loan Yojana. All those borrowers whose dues are due till 31 May 2020 and they do not fall in the NPA category (whose instalments are coming continuously) will be provided with the benefit of the interest subvention scheme. Last year, as per the plan of the Reserve Bank, permission was granted to stop the repayment of loans due to coronavirus infection. The benefit of the interest subvention scheme will be provided to all the borrowers covered under this scheme after the completion of the moratorium period. This benefit will be provided for 12 months.
|scheme name||Prime Minister Mudra Loan Scheme|
|started by||by Prime Minister Narendra Modi|
Pradhan Mantri Mudra Yojana has been started to provide loan without guarantee for business. Three types of loans are provided under this scheme which are Shishu Mudra Loan, Kishore Mudra Loan and Tarun Mudra Loan. Loan up to ₹ 50000 is provided under Shishu Mudra Loan. Loans ranging from ₹ 50000 to ₹ 500000 are provided under Kishore Mudra Loan and Mudra loan from ₹ 500000 to ₹ 1000000 is provided under Tarun Mudra Loan. The scheme was launched on 8th April 2015. There is no fixed interest rate under this scheme. Different interest rates are charged by different banks under the Pradhan Mantri Mudra Loan Scheme.
As you all know, the Pradhan Mantri Mudra Loan Scheme has been started by the government to provide loans to the citizens of the country to set up their businesses. So far many people have benefited from this scheme. If you also want to take advantage of Pradhan Mantri Mudra Loan Scheme, then you have to apply in the bank. Through this scheme, a loan of up to ₹ 1000000 is provided by the government. Under this scheme, loans are also provided by the government for the purchase of commercial vehicles. Loans can be taken through this scheme to buy tractors, auto-rickshaws, taxis, trolleys, goods transport vehicles, three-wheelers, e-rickshaws, etc.
Through Pradhanmantri Mudra Loan Yojana , loans are provided for agriculture and animal husbandry, for traders, for shopkeepers and also for the service sector. Mudra card is provided to the beneficiaries to disburse the loan amount. This loan is available completely without guarantee and its tenure can be extended up to 5 years.
Under this scheme, the loan amount has been disbursed to 91% of the beneficiaries in the first three quarters of the financial year 2020-21. A total of 2.68 crore beneficiaries have been approved under the Pradhan Mantri Mudra Loan Yojana, under which Rs 1,62195.99 crore will be provided to the beneficiaries. Out of this amount, Rs 1,48,388.08 have been provided to the beneficiaries till 8 January 2021. In the financial year 2020 and financial year 2019, 97.6% and 97% of loans have been disbursed through banks, non-banking financial companies, microfinance institutions etc. In which about Rs 329684.63 crore and Rs 311811.38 crore have been transferred to the accounts of the beneficiaries.
The main objective of this scheme is that there are many people in the country who want to start their own business but are unable to start it due to lack of money, for such people, the central government has started this scheme Pradhan Mantri Mudra Loan Yojana Beneficiaries under 2021 can start their own small business by taking Mudra loan. And under this scheme, providing loans to the people is a very easy way. To realize the dreams of the people of the country and make them self-reliant and empowered through Pradhanmantri Mudra Loan Scheme 2021.
Three types of loans are given under this scheme.
A Mudra card will be provided to the beneficiary taking the Mudra loan. This Mudra card can be used by the beneficiary as a debit card. Through Mudra card, the beneficiary will be able to withdraw money from ATM according to his need. With this Mudra card, you will be provided with a password that you will have to keep confidential and you can use this card to fulfil your business related needs.
|Andaman and Nicobar||18003454545|
|A state in Eastern India||18003456195|
|Daman and Diu||18002338944|
|Dadra Nagar Haveli||18002338944|
|Jammu and Kashmir||18001807087|
|NCT of Delhi||18001800124|
Ans – PM Narendra Modi
Ans – Shishu Loan, Kishor Loan, Tarun Loan.
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